So I finally did what I'd been saving that bonus for - paid back every little bit of debt that I had. I called up American Education Services and asked them what the payoff amount for my student loans were. I got the pittance I owed on credit cards taken care of, sent a check off for something else that had been lingering. I had one credit card that had such usurious rates that despite sending them a lot of money every month, the principle was barely ever touched. So I called the company to get the final amount and send it off - done. Except...my account had been sold off to some other company, apparently. Mind you, I hadn't heard about this, and I'd been sending money to the bank for a long time. So I called the number they referred me to.... and got a phone sex line! Well, actually it was a shill for a phone sex line; "Call hot singles at 1-800-blah right now!" and then it hung up.
Now that's just weird. So now I'm wondering if maybe that debt hadn't been settled a while ago, and I've been sending the money for nothing! It would be mighty nice to get some money back, that's for sure. As soon as all the payments post, I'll call the bank back and cancel the card - I only had two, and the one has such rotten customer service and predatory policies that I don't want to do business for a single day longer than necessary. Unfortunately, one of their predatory policies is that they charge you a $30 a month "processing fee" if you still owe on a balance and cancel the account. Whatever, just details.
So, I left two month's rent in the bank, and paid back just about everything. Other than rent and a car payment, I'm now and free and clear. What's this weird feeling I'm having?
